Mortgage Blog

Canada's Mortgage Experts

Category: Home Ownership (13 posts)

Mortgage Closing Tips

Mortgage Closing Tips

August 20, 2017 | Posted by: Paul Williams

What you should and shouldn’t do right before your mortgage funds. While you may have a pre-approved or approved mortgage, it doesn’t fund until the day you close on your new home. Keep ... [read more]

Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start.

Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start.

August 14, 2017 | Posted by: Paul Williams

 If you have a final separation agreement, then talk to your mortgage broker about how the value in your home and the power of your mortgage can help you both move forward on firm footing. You ... [read more]

Home Buying Preparedness: Understand your closing costs and ongoing expenses

Home Buying Preparedness: Understand your closing costs and ongoing expenses

August 3, 2017 | Posted by: Paul Williams

According to a TD Canada Trust First-Time Home Buyers Report, one of the biggest lessons learned by 60 per cent of new home buyers was that they should have been more thorough when budgeting and accou ... [read more]

Ten Easy Ways to Stay on Budget this Summer

Ten Easy Ways to Stay on Budget this Summer

June 26, 2017 | Posted by: Paul Williams

The lazy days of summer are here and with them come plenty of ways to spend. Here’s some easy tips to keep your budget on track through the sunny season!   Keep it on tap. Fill your own ... [read more]

Renovation Payback - Does Renovating Pay?

Renovation Payback - Does Renovating Pay?

May 22, 2017 | Posted by: Paul Williams

 These days you can’t surf the TV without seeing a program about home renovations; we’re the renovation generation! It’s enticing to believe that you could be one of those ordin ... [read more]

Five Reasons Why You Should Let Renters Help Pay Your Mortgage

Five Reasons Why You Should Let Renters Help Pay Your Mortgage

May 1, 2017 | Posted by: Paul Williams

Are you a savvy homebuyer? Then let renters help pay your mortgage. Recently Canada Mortgage and House Corporation (CMHC) announced that when qualifying for a mortgage, homeowners could now count all ... [read more]

The Green House. Look to your mortgage for energy savings.

The Green House. Look to your mortgage for energy savings.

April 17, 2017 | Posted by: Paul Williams

If you buy an energy-efficient home or make energy-saving renovations you may be able to get a savings boost from your mortgage! Canadian mortgage insurers have a program that helps homeowners save wh ... [read more]

Buy and renovate for the perfect abode with a mortgage for fixer uppers

Buy and renovate for the perfect abode with a mortgage for fixer uppers

April 2, 2017 | Posted by: Paul Williams

Many homebuyers looking at older properties find themselves in a common predicament: they’ve found a property that suits them, but it needs some costly and immediate upgrades. Many buyers add ... [read more]

Appraisal or Home Inspection... What’s the difference?

Appraisal or Home Inspection... What’s the difference?

March 5, 2017 | Posted by: Paul Williams

Often in a home purchase, home inspections and appraisals are both common practice. So what’s the difference? A home inspection is often a condition of a purchase and is usually done to ... [read more]

10 Steps to Home Ownership

10 Steps to Home Ownership

February 4, 2017 | Posted by: Paul Williams

Dreaming of being in your very own home in the summer? Maybe it’s not as far away as you think. In fact, you might be just ten steps away! Here’s a summary of those 10 steps: St ... [read more]

5 Ways to be Mortgage Free Sooner

5 Ways to be Mortgage Free Sooner

January 22, 2017 | Posted by: Paul Williams

We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up money for RRSPs and other investments, and chang ... [read more]

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

February 11, 2016 | Posted by: Paul Williams

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ... [read more]

Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

February 11, 2016 | Posted by: Paul Williams

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ... [read more]

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