Mortgage Blog

Canada's Mortgage Experts

Category: Financing (14 posts)

Good Debt versus Bad Debt

Good Debt versus Bad Debt

September 1, 2017 | Posted by: Paul Williams

Not all debt is created equal – and not all debt is bad. In fact, you need some debt to establish a good credit rating. Being a responsible borrower means knowing which types of debt can help yo ... [read more]

First-time homebuyers can tap their RRSPs to help with a home purchase

First-time homebuyers can tap their RRSPs to help with a home purchase

July 29, 2017 | Posted by: Paul Williams

Thinking about buying your first home? Wish you had saved up a good downpayment? Maybe you have, but didn’t know it. Designed to help first-time buyers get into home ownership, the federal Home ... [read more]

What's on your bucket list?

What's on your bucket list?

July 16, 2017 | Posted by: Paul Williams

Your bucket list includes all the goals you want to achieve, and the life experiences and dreams you want to fulfill. It’s often viewed as a “to-do” list for the golden years of reti ... [read more]

500,000 Reasons To Teach Our Kids About Real Estate Now

500,000 Reasons To Teach Our Kids About Real Estate Now

June 3, 2017 | Posted by: Paul Williams

 Originally published by Wayne Karl 06/03/2016  It's June and school will soon be out for the summer. What better time to teach your kids about... real estate?  Why? There's actually ... [read more]

FACEOFF: Bank vs. Broker

FACEOFF: Bank vs. Broker

April 25, 2017 | Posted by: Paul Williams

We’re in hockey playoffs, so let’s talk about the faceoff: bank versus broker. The fact is, there’s really no contest on this one. The broker wins the faceoff everytime. That’s ... [read more]

Debt consolidation can offer big relief

Debt consolidation can offer big relief

April 11, 2017 | Posted by: Paul Williams

If your debt is piling up – credit cards, store cards, car and loan payments– then the interest that you’re paying could be standing in the way of your financial security. If interes ... [read more]

Are Canadians Saving Enough for Retirement?

Are Canadians Saving Enough for Retirement?

March 13, 2017 | Posted by: Paul Williams

Many Canadians think of retirement as a time filled with vacations, getaways to the cottage and spending more time on hobbies and interests. However, there are many other factors to consider ... [read more]

A Peek Behind Deeply Discounted 5-year Rates

A Peek Behind Deeply Discounted 5-year Rates

February 25, 2017 | Posted by: Paul Williams

When considering a deeply discounted 5-year rate, keep in mind that cheapest isn’t always best. Strangely, we know that’s true when we’re shopping for anything else - bu ... [read more]

Read the fine print of your mortgage documents – even the boring parts

Read the fine print of your mortgage documents – even the boring parts

February 20, 2017 | Posted by: Paul Williams

DAVID ISRAELSON The Globe and Mail, May 25, 2016 Before you sign your mortgage, Sami El-Farram suggests that you catch up on your reading.   “You really need to look at the fine print ... [read more]

The 90-day Downpayment Boost for First-Time Homebuyers

The 90-day Downpayment Boost for First-Time Homebuyers

February 12, 2017 | Posted by: Paul Williams

If you’re buying your first home now and it’ll be at least 90 days before your move, let’s talk. The Federal Home Buyers’ Program (HBP) and a tax refund can boost the funds ... [read more]

6 Reasons to get Unlimited Private Lessons with a Pro!

6 Reasons to get Unlimited Private Lessons with a Pro!

January 29, 2017 | Posted by: Paul Williams

If that was a poster at the golf course with the word FREE, you’d be signing up, right? Well, this is better. When you work with me, you get unlimited private lessons and invaluable advice that ... [read more]

Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

February 11, 2016 | Posted by: Paul Williams

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ... [read more]

The Benefits of Investing in Income Producing Properties

The Benefits of Investing in Income Producing Properties

February 11, 2016 | Posted by: Paul Williams

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]

Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

February 11, 2016 | Posted by: Paul Williams

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ... [read more]

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